Xero sells cloud accounting software for small businesses, the self-employed, accountants and bookkeepers, covering invoicing, bank reconciliation, bills, payroll, expenses and reporting.
The offer that matters most is the intro deal of 80% off for the first 3 months, open only to new customers buying their first organization and limited to base plan subscriptions.
Xero Limited sells its cloud accounting platform as monthly subscriptions, billed in US dollars for its global region. Plans step up from Lite and Starter to Standard and Premium, with Premium adding multi-currency support, and extras such as expense claims can be added to a plan. After an upgrade, a move back to a cheaper plan is possible only 1 month later, and the pricing page notes that prices rise from 1 November 2026.
Beyond bookkeeping, Xero offers JAX, which it calls an AI finance partner for automating routine work, and an app marketplace that links with more than 1,000 business apps. It keeps industry pages for trades, farming, retail and hospitality, among others, and runs a separate partner program with practice tools for accounting firms.
When shoppers look for Xero coupons
Xero coupon searches stay fairly even all year: April leads, June trails.
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US Google searches, Oct 2025 to Sep 2026. Search interest, not sales.
Xero shipping, returns and perks
Plans
Lite, Starter, Standard and Premium bill monthly in USD, with Starter capped at 20 invoices and 5 bills and Premium adding multi-currency.
Add-ons
Extras such as expense claims cost $5 a month on top of the plan.
Price change
Xero's plan prices go up from Nov 1, 2026.
Free trial
The 30-day trial includes all features and can be cancelled any time.
Cancelling a plan
A paid subscription needs one month's notice, and Xero states no refund terms.
Intro offer limits
The 80% discount can't be combined with other offers and doesn't cover add-ons, usage or payment fees.
Downgrades
Moving to a cheaper plan opens up 1 month after an upgrade.
Referrals
The referral program pays 30% commission for every month a referred customer stays subscribed, for up to 12 months.
Starter's limit of 20 invoices and 5 bills fits a light month, while multi-currency billing needs Premium.
A downgrade only opens 1 month after an upgrade, so starting on the plan you need beats starting big and stepping down.
Prices rise from Nov 1, 2026, which affects what you pay once the intro months end.
Referring another business can earn 30% commission each month it stays subscribed, for up to 12 months.
Xero questions, answered
Does Xero have a discount for new customers?
New customers buying their first organization on xero.com can get 80% off for the first 3 months with a code. It applies to base plan subscriptions only.
Is there a Xero free trial?
Xero offers a 30-day free trial with all features, and it can be cancelled any time.
Can the Xero 80% off offer be combined with other deals?
The intro offer can't be combined with any other offer. It also doesn't cover add-ons, usage or payment fees.
How do you cancel a Xero subscription?
Paid plans can be cancelled with one month's notice. Xero doesn't state any refund terms.
Are Xero prices going up?
Xero says its plan prices rise from Nov 1, 2026.
Which Xero plan handles multiple currencies?
Premium is the plan that includes multi-currency.
80% off80% off your plan for the first 3 months with co...