Top offer
Free ship-to-store and $6.95 flat-rate standard shipping
See details
- Source: Cato Fashions' home page
Cato Fashions Coupons & Deals
3 offers · updated
No working Cato Fashions coupon right now. Here's how to save: 3 deals below.
Current Cato Fashions deals
$6.95 Continental US Standard Shipping on Orders
See details
Get Cato Fashions codes by email
Free Shiping to Store on Orders
See details
- Offer valid for online purchases only. Shipping fees waived for eligible regions and orders. May exclude expedited or international shipping.
Cato Fashions at a glance
- Returns
- 30 days
- Pay later
- Sezzle
- Rewards program
- Cato Style Rewards
- Ships internationally
- No
- Gift cards
- Yes
About Cato Fashions
Cato Fashions sells budget-friendly women's clothing in sizes 2 to 28, including plus and petite styles, along with jewelry, accessories and shoes.
The simplest saving is on delivery: sending any order to a Cato store is free, while home delivery costs a flat $6.95.
Cato Fashions is the online store of The Cato Corporation, and it pairs its website with a chain of physical Cato stores. Clothing runs from jeans, tops and sweaters to suiting, athleisure, intimates, sleepwear and matching sets, with the same categories repeated in a dedicated plus-size section. The jewelry side goes beyond necklaces and earrings into brooches, anklets, watches and waterproof pieces, and the shoe range includes wide-width styles.
Cato also groups clothes into themed edits, such as its Polo Social Club collection and a denim shop. Shoppers can join Cato Style Rewards, pay down a Cato credit account online, buy gift cards, or read the Sincerely, Cato blog. Online orders can't be delivered to California addresses.
When shoppers look for Cato Fashions coupons
Cato Fashions coupon searches peak in December, about 1.5× a typical month, and dip lowest in January.
How long does Cato Fashions shipping take?
Standard delivery costs a flat $6.95 and takes 7-10 business days; expedited is $15.95 for 2-3 business days.
What is Cato Fashions' return policy?
New, unworn and unwashed items with tags can come back within 30 days of delivery for a refund to the original payment.
What payment methods does Cato Fashions accept?
Sezzle and PayPal are listed, and Sezzle or PayPal orders returned in store come back as a gift card.
More about shopping at Cato Fashions
- Ship to store
- Any item can ride the weekly store truck to a Cato store for free, taking up to 15 business days.
- Alaska and Hawaii
- Orders headed to either state add $14.95 to the shipping cost.
- Where it ships
- Online orders don't go to California, US territories or addresses abroad, so those shoppers can't order online.
- Return costs
- Store returns are free and allow exchanges, while mail returns with the prepaid UPS label cost $6.95; original shipping isn't refunded.
- Gift cards
- Cato gift cards are sold, and a gift-card-only order ships free by standard delivery.
- Rewards
- Cato Style Rewards is linked from the site footer, though its details weren't on the pages read.
From Cato Fashions's own pages, read Oct 19, 2026.
Sources: Cato Fashions shipping policy, Cato Fashions returns policy, Cato Fashions website
How to use a Cato Fashions coupon
- Before you add a code at Cato Fashions, settle how the order will travel.
- Picking ship to store removes the $6.95 delivery charge, which on a small order can be worth more than a modest discount.
- If you live in Alaska or Hawaii, the extra $14.95 applies too, so factor it in before you count your savings.
- Shoppers with a California address can't order online at all.
- Keep the tags on anything you're unsure about, since only new, unworn and unwashed items qualify for a refund within 30 days.
More ways to save at Cato Fashions
- Ship-to-store is the clearest saving, free for any item, though the weekly truck takes up to 15 business days.
- Returning in a Cato store is free too and lets you exchange a size, while a mailed return costs $6.95.
- Paying with Sezzle or PayPal means a store return gets you a gift card rather than money back.
- Cato Style Rewards may be worth joining, though its terms weren't on the pages read.
Cato Fashions questions, answered
Does Cato Fashions offer free shipping?
Shipping to a Cato store is free for any item and takes up to 15 business days. Home delivery is a flat $6.95, and gift-card-only orders ship free by standard delivery.
Does Cato Fashions ship to California?
Online orders can't be shipped to California addresses, and US territories and international addresses are excluded as well.
What sizes does Cato Fashions carry?
Women's clothing runs from size 2 to 28, with plus and petite styles in the range.
How fast is Cato Fashions expedited shipping?
Expedited delivery costs $15.95 and takes 2-3 business days, compared with 7-10 business days for the $6.95 standard option.
Does Cato Fashions have a rewards program?
Cato Style Rewards is linked from the site footer, but its details weren't on the pages read.