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Cover-More Promo Codes & Coupons

12 offers · updated · save up to 15%

Edited by Danica P. · Reviewed by Ivan P.

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Current Cover-More offers

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10% Off Your Purchase with Cover-More Promotional Code

Last seen Oct 31

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Free Shipping Insurance Policy on Select Items

Last seen Oct 31

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Earn 3 Velocity Points per $1 spent

Seen on Cover-More's site · Oct 31

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  • Enter your Velocity number when getting a quote; policies bought direct only.
  • Source: Cover-More's home page
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80+ Adventure Activities Included for Free

Last seen Oct 31

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  • Activities must be enjoyed recreationally and in a non-professional capacity. Review policy details for included and excluded adventures.
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Free Cover for Up to 10 Children

Last seen Oct 31

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  • Must be identified on the certificate of insurance and travelling with you.
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Free Online Quote

Last seen Oct 31

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Cover-More at a glance

Based in
Australia (prices in AUD)
Pay later
Afterpay
Rewards program
Yes

About Cover-More

Cover-More sells Australian travel insurance, with single-trip and annual multi-trip policies for overseas, domestic, cruise and inbound trips.

Every price comes from a quote, so a promo code only shows its effect once you've entered your trip details. The 21-day cooling-off period gives you room to rethink a policy before you leave.

Cover-More was set up in Sydney in 1986 and joined Zurich Insurance Group in 2017. It handles emergency assistance for Australian customers from within Australia instead of outsourcing it, supported by medical assistance centres located in the UK, Argentina and Australia, where nurses, doctors, travel agents and case managers work around the clock. The company also partners with travel agencies, airlines, banks and sporting clubs, and it is the NRL's official travel insurance partner.

Its international plans run from Basic through Comprehensive to Comprehensive+, and extra cover is available for skiing and snowboarding, motorcycles and mopeds, adventure activities, seniors and existing medical conditions. Every plan automatically covers 80 activities. The Cover-More app sends real-time safety information and offers tap-to-call help, and it won a 2023 ITIJ award for product innovation.

What payment methods does Cover-More accept?

Visa, Mastercard, American Express and PayPal are accepted, and Afterpay covers policies priced from A$50 to A$600.

More about shopping at Cover-More

Plans
International cover comes as Basic, Comprehensive or Comprehensive+, and Basic is sold as a single-trip policy only.
Cooling-off
Cancel within 21 days, before departure and without a claim, for a full refund; later cancellations get a pro-rata refund minus government charges.
Velocity Points
Policies bought online or by phone earn 3 Velocity Frequent Flyer Points per A$1 on single-trip and annual multi-trip cover.
Medical conditions
More than 30 conditions are covered automatically when the PDS criteria are met; others need an online assessment and may cost extra.
Policy changes
You can edit a policy online until the day before travel starts, and a single policy runs for 12 months at most.

From Cover-More's own pages, read Oct 31, 2026.

Sources: Cover-More velocity page, Cover-More compare our plans page, Cover-More FAQ, Cover-More existing medical page, Cover-More faqs page, Cover-More website

How to use a Cover-More promo code

  1. Cover-More takes the code before it shows you a price.
  2. In the quote box, next to the Get quote button, there's an 'Add promo code' link; open it and enter the code along with your destination and travel dates.
  3. The quote then shows the adjusted premium for each plan.
  4. Compare Basic, Comprehensive and Comprehensive+ after the code is in, because each plan is priced on its own quote.
  5. If you want to pay with Afterpay, check that the final premium lands between A$50 and A$600, the range Afterpay covers on these policies.

More ways to save at Cover-More

  • Velocity members get a steady return here: 3 Points per A$1 on single-trip and annual multi-trip policies, bought on the website or by phone.
  • If you travel abroad several times a year, price one annual multi-trip policy against separate single-trip ones, though Basic isn't sold as an annual plan.
  • The cooling-off rule also helps if your plans change early: within 21 days, before you've left and without a claim, the refund is in full.

Cover-More questions, answered

How long is Cover-More's cooling-off period?

Cover-More gives you 21 days to cancel for a full refund, provided you haven't started your trip or made a claim. After that you get a pro-rata refund for the unused period, less non-refundable government charges.

Can you pay for Cover-More travel insurance with Afterpay?

Afterpay works on policies between A$50 and A$600. Visa, Mastercard, American Express and PayPal are the other ways to pay.

Does Cover-More cover existing medical conditions?

More than 30 existing conditions are covered automatically when you meet the PDS criteria. Other conditions may be covered after an online assessment, sometimes at extra cost.

How many Velocity Points does a Cover-More policy earn?

Each A$1 spent earns 3 Velocity Points on single-trip and annual multi-trip policies bought on the website or by phone.

Can you change a Cover-More policy after buying it?

Policies can be edited online until the day before your travel start date. The longest single policy runs for 12 months.

15% off Save 15%
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